The primary function of American Payment Technologies, Inc. is providing independent third party escrow agent services to assist in the elimination of consumer debt. Other services include various electronic payment services.

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American Payment Technologies, Inc. provides independent third party escrow agent services to assist in the elimination of consumer debt at the lowest cost to the consumer.  Clients consistent in our program are Debt Free in 24 to 36 months.

Free Counseling: 877.272.9232 (toll free)

We provide information, counseling, and calculators for your use to determine the most effective method for elimination of your consumer debt.  Each option includes various pros and cons to be considered and can even be different depending on your state of residence. We are prevented from specific recommendations as this is considered the unauthorized practice of law.

These options include:

• Traditional Credit Counseling
• Debt Resolution
• Chapter 13 Bankruptcy
• Chapter 7 Bankruptcy

By reviewing the “Overview” you can narrow your focus of options for success.  Then a review of “How the program works” will more clearly educate you in the specifics of the program.  The administration costs of each of these options are about the same when using reputable organizations.  The difference is in the combined total outlay of funds to eliminate the debt itself.